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Logistikus’ Express’ “Scooter BAES” Ride out for Snapshot Promo

A new delivery service is fast gaining popularity among city dwellers who are looking for a faster method of sending goods while seeking to reduce Metro Manila’s carbon footprint.

Logistikus Express has wheeled out their electric scooters as they step up their operations this holiday season to serve your needs.

Initially available to transport goods to and from Bonifacio Global City, this fast-growing company has even rolled out their Scooter Baes for a special surprise for BGC-based folks!

All they have to do is snap a photo with Logistikus’ roving “BAES” in the streets of BGC from now until December 21, 2018. Then simply upload the photo with the Scooter BAES on Facebook or Instagram and use the official hashtag #logistikusexpress.

Three daily winners will take home Logistikus Express merchandise, while the grand prize winner will take home an Electric Unicycle worth PhP50,000 during the grand draw on December 21.

Logistikus Express’ Commercial Head Joanne Ramos says: “This promo is our way of giving to the market what they have given us: an opportunity to make their life easier through our services. We simply want to offer another option to meet fast delivery demands- while doing our own share to care for the environment”.

So seize this day to take a quick photo with the Logistikus’ roving BAES! Check out what Logistikus Express does for the environment- and what they can do for you. Visit their Facebook page www.facebook.com/logistikusexpress.

5 Things You Should Know Before Your First Loan

For a generation largely thought of as entitled and unprepared for the real world, Millennials, currently aged 22-36, are doing better financially than people give them credit for.
As young professionals, entrepreneurs, creatives, artists, freelancers, among many, many others, living in constant contemplation of their future, most Millennials are, in fact, so passionate about and consumed by their #lifegoals, that most, if not, all their income go to paying for their first car, getting their own place, and generally, living the best years of their lives.

Two attractive young girlfriends wearing sunglasses talking and laughing together while driving in a car through the city on a sunny day

An equal mix of angst and excitement fueled by an almost frantic desire for independence, Millennials are ready and raring to leave the nest and live their lives on their own terms. And they actually have the financial capacity to afford it. Or do they?

Short-term loans and mortgages allow young professionals—from first jobbers to senior managers—to invest in that two-bedroom condo or that first car. But remember, it’s not as simple as it seems.

If you are looking to take out your first bank, car, or home loan, better read on. Here are five things to keep in mind before you sign on the dotted line!

Work on your credit history first
If you’re planning to get a loan, take care of your credit history now. A good credit history will mean better loan offers. You won’t even have to look. Banks and financial institutions will be scrambling to give you one. How to do it? Pay your monthly bills on time and in full!

Choose your lender wisely
To avoid losing money or your collateral, go for reputable lenders like banks and other financial institutions that have good backgrounds and credentials. Their rates may be a bit high but at least you know they’re legit.

Compare rates
Don’t just choose the first bank that offers you a loan. Shop around and compare bank rates. If you do have a bank in mind, knowing the rates of other banks will give you leverage on the negotiation table.

Consider the time frame
It’s so easy to just go for a 10-year-loan or even a 15-year-loan because the monthly dues will be significantly lower. But consider, too, how you will pay for it and the interests that your loan will incur. Longer payment terms mean you will pay more. Calculate that. Try to picture where you will be in 10 or 15 years. Will you still be working and earning an income? It is best to consider these things before deciding on a payment term.

Financially protect your investment and family

Who will pay for the loan if you are suddenly not able to? In the Philippines, Millennials in the workplace do not only work for themselves but also for their families. One way to ensure that your loans won’t become a burden to your family in the future is to take out short term insurance plans for the same length of time and amount as your loan. That way, you can be confident that your unpaid loans will be taken care of, no matter what happens to you.

Try to check out pan-Asian Insurer FWD Life Philippines’ Set for Tomorrow Short Term Cover. For as low as P2,000 a month, it provides a guaranteed 100% life insurance protection against uncertainties and unforeseen life risks in 5 or 10 years—the same time period as a car or house loan. Should anything happen to you, your family will have the money to pay for the debts you left behind. It’s renewable, too, should you decide to take out another loan. And when you’re ready to invest for the long term, you can convert it to a plan that can potentially grow your money through investment funds. Now that’s the height of adulting!

Want to know more? Visit http://bit.ly/SetForTomorrowforLoans or get a quote using FWD’s Cali, http://bit.ly/AdultingSetforTomorrow

Watsons Continues to Give Smiles through Operation Smile

Nothing can brighten a day like seeing the precious smile of a child. That is why leading health and beauty retailer, Watsons, has been partnering with Operation Smile since 2013 in giving children born with cleft lip and cleft palate a chance to smile through free and safe surgeries. In the Philippines, an estimated of 4,500 children are born every year with this condition.

Founded in 1982, Operation Smile is an international medical service organization that has provided hundreds of thousands of free surgeries for children and young adults in developing countries worldwide who are born with cleft lip, cleft palate and facial deformities. It is dedicated to improve the health and lives of children worldwide through access to surgical care. According to Operation Smile, 9 in 10 children born with a cleft condition could die due to a lack of access to safe surgery.

Watsons shares the same passion and believes that through its partnership with Operation Smile, it can give smiles to these children and improve their lives and health. This year, Watsons is committed to help 400 children through its medical missions in Dumaguete, Iloilo and Tacloban.

Additionally, Watsons encourages its customers to support the cause by encouraging them to do good and feel great. When a customer buys Watsons brand products until November 21, the customer will be able to donate to Operation Smile that will contribute to the surgeries of these children. From November 22 to December 26, customer can use Watsons Card or SM Advantage Card points to donate.

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Watsons is Asia’s leading health and beauty retailer and has been voted Asia’s No. 1 Pharmacy/Drugstore Brand for tenth consecutive year*. For more information about Watsons, visit www.watsons.com.ph, follow @watsonsph on Facebook and Instagram. For exclusive benefits and promos, get the new Watsons Card, membership is free and non-expiring, get one point for every P200 spend at Watsons.

Eatigo Singles Day Promo:

Before you ask…. yes, Singles Day actually exists! It’s a holiday celebrated in China today, November 11, for single or unmarried people to treat themselves with special gifts. Here in our country, we love special occasions, that’s why we’re joining in the fun! And the great thing is, the good people behind Eatigo has a big gift for the “unattached”- with their Singles Day Promo.

Here’s how it works:
1.Have a minimum of 2 attended reservations for 2 pax using the promo code: SINGLE11 on Eatigo between November 11-25, 2018 and get a chance to win an  Samsung Galaxy Note 9.

2.Customers with 2 attended reservations for 2 pax using the promo code: SINGLE11 on Eatigo between November 11-25, 2018 will be sent a form to fill out through e-mail. Once e-mail is filled out, user will automatically be eligible to join the raffle.

3. The winner will receive a brand new Samsung Galaxy Note 9 and will be notified via e-mail, registered mail, and SMS.

4. The announcement will be made on November 30, 2018 on Eatigo Philippines’ Facebook page- so stay tuned!

Being single doesn’t mean eating alone. Invite a friend and discover new restaurants! Download Eatigo now, sign up, and enjoy scouring the app for hundreds of their delicious deals to restaurants all over the metro. Visit https://goo.gl/PqhWZx. Who knows? You just might be the lucky winner!

5 Signs That You Are Constipated

You know that expression, “It looks like you’re constipated,” referring to your facial expression? That means you have a pained look; an expression that conveys you’ve been suffering.

The suffering is real. There is no pleasure derived from constipation. A person is supposed to poop every day or at least regularly, not twice a week. Moving your bowels should give you a feeling of relief, not pain and more suffering.

So how do you know you’re constipated? Here are some common signs:

You poop less than three times a week. While it is not true that you should move your bowels every day in order to be in the non-constipated category, less than three times a week is too much.

Your poop is painful, dry and dark. According to the Bristol Stool Chart, if your stool is hard to pass, lumpy and shaped like nuts, you are constipated. You are doing okay if your stool looks like a sausage, has cracks on the surface and is soft and smooth. It is not true that your stools need to be very soft. In fact, having very soft stools that are bordering on being almost liquid is a sign that there is a problem.

You’re always gassy. Yes, it can be embarrassing to always be farting, especially when you’re in a public place or, heaven forbid, while out on a date! But being flatulent can be a sign of constipation. Yes, farting isn’t necessarily a sign that you’re on the verge of pooping. Having stored feces makes it difficult for a constipation to pass gas normally and this can result in flatulence.

Bleeding. If you see blood in your stool, you may be constipated. Having bloody stools can be caused by anal fissures resulting from hard bowel movement. But it can also mean there is bleeding somewhere in your digestive tract. It is best to have it checked by a doctor.

You need a laxative to poop. Laxatives stimulate the lining of the intestine to haste the stool’s journey through the colon. They also help increase stool’s hydration.

It’s not true that taking laxatives is an unhealthy habit. There is no evidence that use of stimulant laxatives leads to serious health problems.

With decades of clinically proven efficacy and scientific expertise, Bisacodyl (Dulcolax®) is the No. 1 laxative in the Philippines.

Bisacodyl (Dulcolax®) helps you be in control of your life by helping you poop regularly. If you poop regularly without any straining or pain, you don’t feel bloated or gassy. It can make your life easier. Not worrying about constipation will give you time to enjoy the more important things in life like time with family and friends, traveling, going on adventures and many others.

For more information, visit www.dulcolax.com.ph