Monthly Archives: June 2016

A Guide to Choosing the Perfect Vehicle for Your Needs

Buying a vehicle is not that easy. As much as one can dream of owning a sports car, there are a lot of things to consider aside from your budget. There is the weekly cost for gasoline, car maintenance fees, and the annual car insurance fees, among others. To minimize your expenses while at the same time being able to conveniently reach your destination, practical choices should be made.

How, then, should one find the right vehicle that comes closest to one’s dream car?

PSBank is here to help answer that question. Here are three simple steps from PSBank to guide car buyers in choosing the vehicle that perfectly meets their everyday needs.

PSBank Auto Loan_01

Lifestyle Check
First things first, identify your dream car versus the vehicle that can answer your needs and fit your budget. In outlining this, you have to consider factors such as the number of passengers who would regularly use the car, cargo capacity, availability and size of parking space, and weather conditions. Your driving habit should also be examined before deciding on a vehicle with either an automatic or manual transmission and when choosing between an engine running on diesel or gasoline.

Research Options and Make a List
In today’s digitally connected world, finding the ideal car is easier and no longer limited to visits to car show rooms. You can now search for the specs, costs, and availability of cars online. When searching in the Internet, study all possible financing options, models and units, and read up on user reviews to get a balanced view of the vehicle you are about to purchase. On top of this, you can take advantage of freebies offered by banks such as free chattel mortgage, free first year insurance and low amortization! Based on your research, you can now make a short list of the vehicles you can purchase before visiting the dealership or warehouse. This is an efficient way to find good deals and also helps save time.

Budget Wisely
Be realistic when setting a budget for a vehicle, whether it is brand new or second-hand. As a guiding principle, monthly car payments should be less than a third of one’s take-home pay. Loan packages should be carefully studied and compared to get the best rates. PSBank offers affordable car loans with prime rebate to assist its customers with such investments.

Aside from the car loans, promos, and application facility, PSBank’s website also features a Loan Calculator Module so that prospective buyers can compute monthly amortization rates and plan their budget accordingly.

PSBank also recently launched the PSBank Online Auto Loan Application that allows its clients to apply for a car loan anytime and anywhere using a computer or mobile device, eliminating the need for time-consuming paperwork and long lines. Credit decisions are given via SMS 24 hours from the time of application.
As an additional treat, clients who apply for a PSBank Auto Loan through the PSBank Online Auto Loan Application facility until July 31 will enjoy free comprehensive insurance on the first year and free chattel mortgage. Auto Loan applications should have a minimum loan amount of PhP500,000 and a minimum loan term of at least two years.

“At PSBank we are committed to deliver our ‘Simple lang. Maaasahan’ philosophy to our customers at all times. With a big investment such as a vehicle, we understand the challenges that come with it. As your trusted partner, PSBank is here every step of the way to help you overcome those challenges with the products and services we have to offer,” said Emmanuel A. Tuazon, PSBank SVP and Head of Marketing and Customer Experience Group.

With PSBank’s Auto Loan with Prime Rebate, any buyer can easily own their dream car that meets their lifestyle needs.

 

FoodPrint: Food Intolerance Testing From MediCard

Do you feel bloated or suffer headaches after eating certain food items? Your body may be “secretly” reacting to the food you have just eaten. It is also possible that some of the recurring health issues you have been experiencing are caused by certain food that your body cannot tolerate.

According to Dr. Nicky Montoya, president of MediCard Philippines, a leading health maintenance organization, “food intolerance, unlike food allergy, manifests symptoms gradually, usually 72 hours to a few days after eating the offending food. It may cause different inflammatory symptoms which may affect different organs of the body and manifests as weight gain, bloating, migraine, body aches and pains including joint pains, PMS, depression etc. These can also become worse over time and may lead to more serious health problems, such as heart disease, cancer and the likes, if ignored.” Due to food intolerance’ delayed onset to manifest in the body, it is difficult to trace the root cause which is often just the food you are intolerant to.

MediCard has recently introduced FoodPrint, the most advanced and comprehensive food intolerance testing, to its members. This food intolerance test from the UK helps identify the food groups that trigger health problems. It involves exposing your body to 220 food items then taking a pin-prick sample of your blood for analysis. The test is a preventive measure and lifestyle modification tool. Knowing what food your body cannot tolerate can help you get rid of the symptoms and prevents the development of other diseases, like cancer and diabetes.

Food intolerance is a detrimental reaction of the body after ingesting certain food and beverages, which usually triggers a mild inflammatory reaction of the gut and digestive problems, like diarrhea and constipation. Its other symptoms include migraines, moodiness, and tiredness at certain times of the day, and difficulty losing weight.

MediCard offers a discounted rate for the Food Intolerance Test—PHP 11,400 for MediCard members and PHP 12,000 for non-members until July 31, 2016 only. After the test, you will be given a personalized food report and dietary guidebook. 

The innovative service is offered at the MediCard Lifestyle Center, a first-of-its-kind wellness center in Makati, and at the MediCard clinics in Centris, EDSA and Alabang. To avail of the service, call the MediCard Lifestyle Center at (02) 894-5720 or 878-5101, MediCard Centris, EDSA at (02) 920-5164 or 775-4629, and MediCard Alabang at (02) 850-3209 or 807-9219.

For more information about food intolerance testing, visit www.medicardphils.com and the MediCard Philippines Facebook page at http://www.facebook.com/MEDICard.Philippines.

MasterCard Elevates Your Hong Kong Travel Experience With Harbour City Deals

In true MasterCard fashion, the global payments company is finding bigger and better ways to delight their customers. Putting together the universal passion points that are shopping, travel, and luxury, MasterCard has teamed up with Hong Kong’s largest shopping destination that offers the best of all these.

Harbour City is so big that it could be an actual city on its own. The compound houses 700 shops, 50 restaurants, 2 movie theaters, and 3 major hotels.  It’s practically a travel destination in itself, with all the things to buy, food to taste, activities to enjoy, and sights to see inside.

A treat for MasterCard cardholders who are looking for a luxurious and exciting getaway is the Upgrade Plus Package @ Marco Polo Hong Kong Hotel, Gateway Hotel, and Prince Hotel. All under Marco Polo Hotels, a leading hospitality brand in Asia, the three hotels are located within Harbour City, making them the most convenient places to stay for travelers.

From now, until Dec 20, 2016 using your MasterCard to book at least two nights in any of the three hotels for any time from June 1 to Dec 31, 2016 will get you a ton of thrilling benefits. Enjoy a complimentary daily breakfast for two, room upgrade to next room category, extra bed for rooms with three guests, a handy smart phone with unlimited 3G internet and unlimited local and international calls to 5 designated countries for the duration of your stay, guaranteed late check-out until 2:00 pm, 20% discount on laundry and dry cleaning services, and 20% discount on food and beverages at designated restaurants of Marco Polo Hong Kong Hotel (Cucina, Café Marco and Lobby Lounge), Gateway Hotel (Three on Canton) and Prince Hotel (add@Prince). 

Most exciting of all is the complimentary Star Ferry 4-day pass for two persons. MasterCard cardholders have the chance to ride on these historic and uniquely Hong Kongese vessels that National Geographic labeled as one of the “50 places of a lifetime.” Simply book the Marco Polo Hotels and Star Ferry offer at least three days in advance, staying for two consecutive nights or more, and you can enjoy the stunning skyline and harbor views while aboard Star Ferry.

The offer is only available for bookings with promotion code STARHK, and don’t forget to bring the MasterCard card you used for the booking and present it when you check in the hotel.

A special surprise for Filipinos is MasterCard’s Tourist Exclusive Privileges @ Harbour City. Make sure to swing by Shoppers Care Centre at the 3/F Ocean Terminal of Harbour City from June 1 to August 31, 2016 and present your Philippine-issued MasterCard credit, debit and/or prepaid card along with your passport to get the “Tourist Special Privileges from Harbour City” booklet. Inside will be deals and discounts on over 180 shopping and dining offers.

Grab your MasterCard and get booking! MasterCard ensures that your experiences are more rewarding than ever. 

About MasterCard

MasterCard (NYSE: MA), www.mastercard.com, is a technology company in the global payments industry. We operate the world’s fastest payments processing network, connecting consumers, financial institutions, merchants, governments and businesses in more than 210 destinations and territories. MasterCard’s products and solutions make everyday commerce activities – such as shopping, traveling, running a business and managing finances – easier, more secure and

Giordano Finding Dory Collection

New collection features pieces fit for everyone in the family!

Thirteen years ago we were all introduced to Dory, the friendly-but-forgetful blue tang fish in the extraordinary underwater world of Finding Nemo. Now the lovable character takes the lead and embarks on an exciting journey to reunite with her family in the much-anticipated movie follow-up, Finding Dory.   

Following the success of the movie tie-up campaigns like Monsters University and Inside Out, Giordano Philippines launches yet another collection featuring the new Disney Pixar animated film that gives importance to the value of family.

“Finding Dory brings out the significance of family. The movie represents the values that Giordano wants to push forward this year,” said Giordano Philippines Vice President for Merchandising Rochelle Tan.

‘Finding Dory Collection by Giordano’ features premium pieces perfect for the whole family. It comprises of high-quality fabrics, printed with typography and graphics reminiscent of the moving underwater story, for the male, female and junior lines. 

The collection, like the movie, advocates marine life conservation through infographic tees. The tees promote the three R’s of marine conservation namely, Rescue, Rehabilitate and Release.

“Aside from promoting family values, this movie also promotes the importance of marine life and how we should take necessary actions to conserve it. As a conservation advocate, Giordano, with its infographic shirts, raises awareness on this subject,” said Tan.

Also included in the collection conveying same message are a set of statement shirts featuring quotes from the movie in creative typography; a Finding Dory Icing tee set featuring quirky pocket designs; and a Hoodie set with an all-over print on the inner hood and pocket designs.

For more information about the collection, please visit www.facebook.com/GiordanoPhilippines.

On Good Personal Hygiene: Establish a Routine and Use High Quality Products

Our bodies are our temples. We are encouraged to take good care of it and treat it with utmost respect. Aside from eating healthy food and maintaining a good physique, keeping a good personal hygiene routine is also another factor to help us feel and look better.

Following a hygiene routine is effective in protecting ourselves from illnesses as well as beautification. It is recommended that we not only wash our faces twice a day, but also follow the basic skincare regimen of cleansing, toning and moisturizing to ensure that all dirt accumulated on our faces throughout the day are removed. Observing good oral hygiene is equally important, with dentists recommending that we brush and floss our teeth every after meal to prevent disease-causing plaque from forming.

Aside from following these routines, we also need high quality “support” products such as cotton and toothbrushes as choosing sub-par products may harm our bodies. This is why it’s important to scrutinize the products we use.

For 30 years, Cleene, the leading personal care brand, has been providing Filipinos with high-quality cotton, tissues, toothbrushes and rubbing alcohol. The range of Cleene personal care products under Philusa Corporation plays a huge role in cleansing and grooming our bodies that help us prevent infections.

“Philusa has maintained a strong commitment of providing Filipinos with a wide range of high quality yet affordable products. In the personal care category, we have the Cleene brand which is trusted for years,” Philusa President Neogin A. Evangelista said.

The brand’s most popular product is its Absorbent Cotton in

rolls and balls made from 100% pure and natural cotton that is not harmful to the skin. For beauty and skincare fans, Cleene has a new product – Cleene Cotton Rounds – that makes applying and cleansing makeup easier. It also has a wide variety of paper products such as bathroom and facial tissues, table napkins and kitchen towels.

  Cleene also has its own toothbrush brand, Cleene CLIO Toothbrush, that features a patented and state-of-the-art technology combining rounded and tapered bristles to thoroughly clean teeth.

There are many factors that make up an effective hygiene routine. Everybody does things in their own ways, but a good product is universal. With Philusa’s Cleene brand, we are sure that we are using high quality products tested by Filipinos for years.

For over 50 years, Philusa Corporation has been bringing high quality but affordable pharmaceutical and consumer products to every Filipino’s home. To know more about Cleene and Philusa Corporation, visit www.philusa.com.ph.